TERMS OF SERVICE

1. Introduction

These Terms of Service ("Terms") govern your use of the services provided by RE Bridge Loans ("Company," "we," "us," or "our") through our website, mobile application, or other platforms (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Service.

2. Eligibility

You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

3. Loan Services

RE Bridge Loans provides bridge loan services to qualified borrowers. Our services include but are not limited to loan origination, underwriting, and servicing.

4. Loan Application

To apply for a loan, you must complete our application process, which may include providing personal and financial information. You agree to provide accurate, current, and complete information during the application process.

5. Loan Approval

Loan approval is subject to our underwriting criteria, which may include creditworthiness, collateral valuation, and other factors. We reserve the right to approve or deny loan applications at our discretion.

6. Loan Terms

The terms of each loan, including interest rates, repayment schedules, and fees, will be provided to you in writing before the loan is finalized. You agree to review and accept these terms before proceeding with the loan.

7. Fees and Charges

You agree to pay all applicable fees and charges associated with your loan, including origination fees, interest charges, and late fees. These fees and charges will be disclosed to you before the loan is finalized.

8. Privacy Policy

Our Privacy Policy governs the collection, use, and disclosure of your personal information. By using the Service, you consent to the collection, use, and disclosure of your personal information as described in our Privacy Policy.

9. Intellectual Property

All content and materials available through the Service, including but not limited to text, graphics, logos, images, and software, are the property of RE Bridge Loans or its licensors and are protected by copyright and other intellectual property laws.

10. Limitation of Liability

To the fullest extent permitted by law, RE Bridge Loans shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of the Service.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If we make material changes to these Terms, we will notify you by email or by posting a notice on our website. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

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