Make your home mortgage affordable again, thanks to our lower-rate refinancing!
Today’s Mortgage Rates
Here are our available rates and products. Not sure which to choose?
Find out which mortgage is right for you.
15-Year Fixed
6.48%
INTEREST RATE
6.55%
APR
30-Year Fixed
6.97%
INTEREST RATE
7.02%
APR
5/1 Adjustabe
6.37%
INTEREST RATE
7.92%
APR
7/1 Adjustabe
6.77%
INTEREST RATE
8.10%
APR
Get in Touch With Us
Our Loan Officers can answer all your questions and walk you through your mortgage options.
How to Get Approved
SIMPLE. DIGITAL. OUR 5-STEP LOAN PROCESS
GET PRE-APPROVED
FIND YOUR DREAM HOME AND MAKE AN OFFER
INSPECTION AND APPRAISAL
FINAL MORTGAGE APPROVAL
CLOSE ON YOUR NEW HOME
GET PRE-APPROVED
Be pre-approved for your mortgage with Novus’s digital technology
With a pre-approval, you are demonstrating to the seller that you are able to finance the home purchase
Simplify the mortgage application pre-approval process by having these documents nearby:
Proof of Income
Employment Verification
Proof of Assets
Drivers License
Social Security Number
FIND YOUR DREAM HOME AND MAKE AN OFFER
Your realtor will help you navigate the home buying process at a price that works for you
When you make an offer to purchase, your realtor will put together a purchase contract and help you negotiate with the seller
INSPECTIONS AND APPRAISALS
Inspection: The home inspection will assess the home for structure, foundation, electrical, roofing, and more, uncovering any major or necessary repairs
Appraisal: An unbiased real estate market evaluation to let you know if you’re paying a fair price for the home
FINAL MORTGAGE APPROVAL
Submit all application documents digitally for review by the Novus Underwriting team
It’s easy to check your application status by logging into the Novus Mobile app to make sure no additional paperwork or signatures are required
Your loan officer will communicate with you to resolve any conditions
Once the underwriter resolves any issues, you will be CLEAR TO CLOSE
Set up the closing date!
LET'S GO CLOSE
On closing day, you will be required to sign multiple documents. We make sure your closing and funding process goes smoothly by communicating and coordinating with all parties. Your loan officer will work with you to confirm you have everything need for a successful mortgage closing. Congratulations! You're a new homeowner.
LET'S GET STARTED
RE Bridge Loans Money Loans
With financing up to 100% you could:
Consolidate your credit card debt*
Take out cash
Lower your monthly payments an average of $640 per month, $7,680 per year